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Living Donor Research Living Kidney Donor

Living Kidney Donors and Insurance Issues – Again

Emphasis mine, of course:

 

Among 395 donors who changed or initiated health insurance after donation, 27 (7%) reported difficulty; among those who reported difficulty, 15 were denied altogether, 12 were charged a higher premium and 8 were told they had a preexisting condition because they were kidney donors.

Among 186 donors who changed or initiated life insurance after donation, 46 (25%) reported difficulty; among those who reported difficulty, 23 were denied altogether, 27 were charged a higher premium and 17 were told they had a preexisting condition because they were kidney donors

 

While the ACA prohibits denial of coverage based on a pre-existing condition, it doesn’t mean a living donor couldn’t end up paying much, much higher premiums.

 

 

Boyarsky BJ, Massie AB, Alejo JL, Van Arendonk KJ, Wildonger S, Garonzik-Wang JM, Montgomery RA, Deshpande NA, Muzaale AD, & Segev DL (2014). Experiences Obtaining Insurance After Live Kidney Donation. American journal of transplantation : official journal of the American Society of Transplantation and the American Society of Transplant Surgeons PMID: 25041695